Navigating Funding Options for Elderly Care in Bournemouth Christchurch and Poole
- Farway Grange
- Jul 7
- 2 min read
Updated: Jul 8
With an ageing population, more families are seeking support for elderly care. Knowing where to find trustworthy guidance and funding options can make these decisions less stressful. This guide signposts essential resources to help you navigate the process in Bournemouth, Christchurch and Poole (BCP).
Understanding Care Fees
Care fees can vary greatly depending on the type and level of support needed. This reflects the nature of the service: skilled staff providing care around the clock, as well as accommodation, meals, activities, and a safe, comfortable environment. All of these elements naturally contribute to the overall cost of care.
For some families, a larger care home with a wide range of facilities and amenities may feel worth the higher fees. Others may prefer a smaller, more personal setting, where good staff-to-resident ratios and a familiar team can offer a reassuring sense of continuity, often at a more modest cost.
It’s also worth remembering that financial support may be available, particularly for those with significant health needs. The NHS, for example, offers Continuing Healthcare funding for eligible individuals. A conversation with a healthcare professional or local adult social care team is a good way to explore what help might be available.
Care Funding and Entitlements
Local Authority Support
BCP Council offers needs assessments to help determine what level of care is required.
They will also carry out a financial assessment to check if you qualify for funding help.
Even if you pay privately, you can still request an assessment to better plan for care.
NHS Continuing Healthcare
If your loved one has significant health needs, they may be eligible for full funding under NHS Continuing Healthcare.
Speak to your GP or social worker about arranging an eligibility assessment.
Attendance Allowance & Other Disability Benefits
Attendance Allowance is available for people over pension age who need help with daily tasks because of illness or disability.
These benefits are non-means-tested, so you may qualify regardless of your financial position.
Personalised Financial Guidance
Funding elderly care is complex, and professional guidance can help. Financial advisers who specialise in later-life care can:
Help you maximise benefits
Explain rules around paying for care
Advise on options like deferred payment agreements
Local charities such as Age UK and Alzheimer’s Society also offer free advice and can help you connect with the right services.
Working with Healthcare Professionals
Healthcare professionals — including GPs, geriatricians, and social workers — can play a vital role in:
Determining the right level of care
Providing documents to support funding applications
Advising on NHS Continuing Healthcare
If you feel a loved one’s needs are increasing, ask your GP for a referral to adult social care.
Useful Resources
Final Thoughts
Navigating the world of funding elderly care can be daunting, but understanding your rights and available options is crucial. By exploring supports from NHS programs, government initiatives, and local authorities, care seekers in Bournemouth, Christchurch, and Poole can make informed decisions about their care needs.
Take the initiative to connect with local services and use online resources to ensure you receive the support you deserve. Financial assistance is available; knowing where to start can make all the difference.
